In the Matter of: Encore Capital Group, Inc., Midland Funding, LLC, and Midland Credit Management, Inc.
On April 21, 2022, Tzedek DC, a consumer advocacy non-profit, achieved a significant victory in a debt buying case against Midland Funding and its affiliates. With the support of pro bono co-counsel Tycko & Zavareei LLP, 299 Washington, DC residents were granted relief.
To provide some context, in 2018, Midland Funding settled with the District of Columbia after a comprehensive investigation into their debt collection and litigation practices. It was discovered that Midland had engaged in questionable practices, including the use of unverified and potentially inaccurate information in their affidavits, commonly referred to as “robo-signing.”
However, Tzedek DC took their efforts a step further. Not only did they assist consumers in resolving their cases, but they also successfully helped remove the court judgments from the DC Superior Court docket for all 299 DC residents. This achievement is especially significant as it ensures that these judgments no longer pose a hindrance in the search for employment or finding suitable housing for the affected individuals.